Skip Navigation An official website of the United States Government.U.S. Department of the Treasury

Why choose myRA?

Who is myRA for?

myRA® makes it easy and affordable to start saving for retirement, even if you can save only a little bit right now. It’s specifically designed for people who don't have a retirement savings plan through work, or lack other options for saving. If you already have access to a retirement savings plan, such as a 401(k), learn more about that plan because it might offer matching contributions and other benefits.

myRA can be part of a larger retirement savings journey

myRA is a way to get started saving. Think about how it can fit into your saving strategy.

Save up to fifteen thousand dollars and continue saving with another Roth IRA.
*Generalization only; not a true representation of actual savings
Last updated 11/02/2015