Skip Navigation An official website of the United States Government.U.S. Department of the Treasury

Make your small business family proud

Start saving for the future.

Learn how it works

Working at a small business can be like being part of a family: you want each other to do well in life and to be prepared for what tomorrow brings. Is your small business family taking steps now to ensure the security of their financial futures?

According to a recent study by The Pew Charitable Trusts, just 22 percent of workers at businesses with fewer than 10 employees have access to workplace savings plans or pensions, compared to 74 percent of workers at businesses with 500 or more employees. Many American workers don’t have any retirement savings whatsoever.

That’s why the U.S. Treasury created myRA®, a safe, simple, and affordable retirement savings account that’s accessible to workers at business of all sizes, including self-employed and small business workers. 

If you haven’t started saving, you’ll be surprised how good it feels to start putting aside money for your future, even if it’s just a few dollars a paycheck.

See the steps to sign up

What is myRA?

myRA is a Roth IRA that holds a U.S. Treasury security, so there’s no risk of losing money. You can save directly from your paycheck, your checking or savings account, or even your federal tax refund. A myRA account stays with the saver, so even if you switch jobs, you can keep the account and continue saving.

A portrait of Diana

"myRA not only gives me a warm and fuzzy feeling, but also fills a gap in our benefits package."

Diana Grady | Grady, Wright & Associates Glen Burnie, MD

How does myRA help people at small businesses?

Small business owners often want to give their employees every benefit they can, but many aren’t in a position to offer retirement plans.

A portrait of Beatriz

"To save is an extremely important part in a person’s life. It’s great to be able to show them something good."

Beatriz Navarrete, human resources manager at Coral Gables La Salle Cleaners

myRA is a simple, safe, and affordable option for employees who don’t have a retirement plan at work, but want to get started saving. When it comes to saving for the future, small actions now can have a big impact later. It’s easy to get started with myRA – it takes only minutes to enroll.

Take a step toward a more secure financial future by saving with myRA.

Last updated 07/26/2016