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What happens with my account in the event of my passing?

Upon your passing, the named myRA® beneficiaries who would inherit the account will need to contact myRA customer service and provide their mailing information so that necessary forms can be sent to them. A death certificate is also required. This information must come from a beneficiary; it can come from your estate only if there are no living beneficiaries.

The myRA Program will close your myRA within 120 calendar days of learning of your passing, provided that it receives a death certificate during that time. If myRA receives mailing instructions from a beneficiary within those 120 calendar days, the Program will create an “inherited” myRA for the beneficiary. If myRA customer support does not receive mailing instructions from a beneficiary within 120 calendar days of learning of your passing, we will send a check to your estate for that beneficiary’s portion of your account.